The good news and the complication
Serbia welcomes Americans — you can enter without a visa and stay 30 days at a time. The complication is that the US taxes its citizens on worldwide income regardless of where they live. That changes the tax calculation compared to most other nationalities.
Your visa situation
US citizens can enter Serbia without a visa and stay 30 days per entry — not 90 like EU, Canadian, and Australian citizens. This surprises many Americans.
After 30 days you must leave Serbia. You can re-enter for another 30 days. Many Americans do this for short-term stays.
To stay longer than 30 days at a stretch, you need a Temporary Residence Permit. The most common route: register as a freelancer (pausalac) and use that as the basis for a residency application. Marko handles this for many American expats.
The tax situation — important
The US is one of only two countries in the world that taxes its citizens on worldwide income, regardless of where they live. This means:
- You still owe US taxes even if you live full-time in Serbia and pay Serbian taxes
- There is no tax treaty between Serbia and the US to prevent double taxation
- You must continue filing US tax returns every year while living abroad
What about Serbian taxes?
If you register as a freelancer in Serbia (pausalac), you pay a fixed monthly amount to Serbia — typically €80–250/month covering income tax, health insurance, and pension. This is very low compared to US self-employment tax rates. A US expat tax specialist can help you understand how this interacts with your US filing obligations.
Banking for Americans
Americans face more friction opening accounts globally than most other nationalities due to FATCA (a US law that requires foreign banks to report American account holders to the IRS). Some Serbian banks are more willing to deal with this than others. Raiffeisen Bank is generally the most accommodating for Americans.
Wise works well for Americans and sidesteps the FATCA issue for day-to-day money management. Many American expats in Serbia use Wise as their primary financial tool.
The American community in Belgrade
There is a decent American expat community in Belgrade — enough that you will find fellow Americans in expat groups and meetups. The "Expats in Belgrade" Facebook group is the main gathering point. The US Embassy is located in Belgrade if you ever need consular services.
What Americans love about Serbia
- Cost of living is a fraction of most US cities — comfortable living for €1,000–1,300/month
- No language requirement to get by in Belgrade day-to-day
- The food and coffee culture — excellent restaurants, low prices
- Nightlife and social scene is vibrant and affordable
- Feeling safe — Belgrade has less street crime than most large US cities
- Proximity to the rest of Europe for weekend travel